{"id":14474,"date":"2024-07-30T13:59:07","date_gmt":"2024-07-30T13:59:07","guid":{"rendered":"https:\/\/www.make-it-in-munich.com\/pension\/"},"modified":"2025-08-09T16:57:41","modified_gmt":"2025-08-09T16:57:41","slug":"pension","status":"publish","type":"page","link":"https:\/\/www.make-it-in-munich.com\/de\/leben-in-muenchen\/soziale-rechte\/pension\/","title":{"rendered":"Ruhestand in M\u00fcnchen"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"14474\" class=\"elementor elementor-14474 elementor-713\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ccdd124 e-con-full e-flex e-con e-parent\" data-id=\"ccdd124\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29b424f elementor-widget elementor-widget-template\" data-id=\"29b424f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"15163\" class=\"elementor elementor-15163 elementor-849 elementor-849\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div data-dce-background-overlay-color=\"#FFFFFF00\" data-dce-background-image-url=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/LMU-Universitat-Munchen-Brunnen-1-\u00a9-Munchen-Tourismus-Andreas-Hedderegott.jpg\" class=\"elementor-element elementor-element-7483461 e-flex e-con-boxed e-con e-parent\" data-id=\"7483461\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<!-- dce invisible element bf702fb -->\t\t<div class=\"elementor-element elementor-element-9a6f9f2 dc-has-condition dc-condition-equal elementor-widget elementor-widget-heading\" data-id=\"9a6f9f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;enabled_visibility&quot;:&quot;yes&quot;,&quot;dce_visibility_selected&quot;:&quot;yes&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ruhestand in M\u00fcnchen<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<!-- dce invisible element 40c1201 --><!-- dce invisible element a7fb9a5 --><!-- dce invisible element 3f7b06b --><!-- hidden container 14474-c3b6cdf --><!-- hidden container 14474-6cd63b6 -->\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-dce-background-color=\"#FFCC00\" class=\"elementor-element elementor-element-c9e3898 elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"c9e3898\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c0241f3 e-con-full e-flex e-con e-child\" data-id=\"c0241f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-259b8cf elementor-widget elementor-widget-heading\" data-id=\"259b8cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">M\u00fcnchens offizielle Website f\u00fcr Fach- und Nachwuchskr\u00e4fte aus dem Ausland.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ad239f1 e-con-full e-flex e-con e-child\" data-id=\"ad239f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d0a3147 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"d0a3147\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"265\" src=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-1024x339.png\" class=\"attachment-large size-large wp-image-17752\" alt=\"\" srcset=\"\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-1024x339.png 1024w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-300x99.png 300w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-768x254.png 768w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp.png 1108w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8d2bc18 elementor-hidden-desktop elementor-hidden-laptop e-flex e-con-boxed e-con e-parent\" data-id=\"8d2bc18\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-51fef76 e-con-full e-flex e-con e-child\" data-id=\"51fef76\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-208cf5f elementor-widget elementor-widget-heading\" data-id=\"208cf5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">M\u00fcnchens offizielle Website f\u00fcr Fach- und Nachwuchskr\u00e4fte aus dem Ausland.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca6a577 e-con-full e-flex e-con e-child\" data-id=\"ca6a577\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b10eec elementor-widget-mobile__width-initial dce_masking-none elementor-widget elementor-widget-image\" data-id=\"8b10eec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"265\" src=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-1024x339.png\" class=\"attachment-large size-large wp-image-17752\" alt=\"\" srcset=\"\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-1024x339.png 1024w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-300x99.png 300w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp-768x254.png 768w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/10\/raw-tp.png 1108w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-dce-background-color=\"#FFFFFF\" class=\"elementor-element elementor-element-14a82c4 dc-has-condition dc-condition-equal e-flex e-con-boxed e-con e-parent\" data-id=\"14a82c4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d8a398c elementor-widget elementor-widget-jet-breadcrumbs\" data-id=\"d8a398c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-breadcrumbs jet-blocks\">\n\t\t<div class=\"jet-breadcrumbs\">\n\t\t<div class=\"jet-breadcrumbs__content\">\n\t\t<div class=\"jet-breadcrumbs__wrap\"><div class=\"jet-breadcrumbs__item\"><a href=\"https:\/\/www.make-it-in-munich.com\/de\/\" class=\"jet-breadcrumbs__item-link is-home\" rel=\"home\" title=\"Home\">Home<\/a><\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e20e881 e-flex e-con-boxed e-con e-parent\" data-id=\"e20e881\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-dccccc8 e-con-full e-flex e-con e-child\" data-id=\"dccccc8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a96206 elementor-widget elementor-widget-heading\" data-id=\"0a96206\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rente in M\u00fcnchen: so hilft dir der Staat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-text-color=\"#32372C\" class=\"elementor-element elementor-element-ad62daf elementor-widget elementor-widget-text-editor\" data-id=\"ad62daf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Finanziell abgesichert in den Ruhestand zu gehen, kann in diesen Zeiten eine Herausforderung sein. Wir haben einige Informationen \u00fcber das deutsche Rentensystem zusammengestellt. <\/strong><\/p><p>Bitte nimm dies ernst: Es ist wichtig, dass du wei\u00dft, welche Schritte du unternehmen musst \u2013 und zwar so schnell wie m\u00f6glich. Erfahre hier mehr. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b76a8d9 elementor-widget elementor-widget-button\" data-id=\"b76a8d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.make-it-in-munich.com\/living-in-munich\/daily-life\/health-services-in-munich\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"25\" viewBox=\"0 0 24 25\" fill=\"none\"><path d=\"M9.08464 6.11035L8.3763 4.00619L9.16797 3.73535L9.8763 5.83952L9.08464 6.11035ZM12.043 5.13119V3.04785H12.8763V5.13119H12.043ZM15.8346 6.11035L15.043 5.83952L15.7513 3.73535L16.543 4.00619L15.8346 6.11035ZM4.20964 21.1937L4.04297 19.9437L8.4388 19.277C8.63326 19.2492 8.80351 19.1692 8.94964 19.037C9.09589 18.9048 9.20339 18.7417 9.27214 18.5479L9.95964 16.3395C10.0568 16.0479 10.0326 15.7701 9.88672 15.5062C9.74089 15.2423 9.51518 15.0756 9.20964 15.0062L8.5013 17.1937L7.3138 16.8187L9.16797 11.0062C9.22351 10.8256 9.23047 10.6451 9.1888 10.4645C9.14714 10.284 9.05684 10.1381 8.91797 10.027L5.98047 15.5687C5.78602 15.9437 5.50825 16.2423 5.14714 16.4645C4.78602 16.6867 4.39019 16.7979 3.95964 16.7979H3.29297V15.5479H3.95964C4.15172 15.5479 4.33068 15.4988 4.49651 15.4006C4.66234 15.3024 4.78894 15.164 4.8763 14.9854L8.45964 8.23535L9.3138 8.69369C9.78601 8.97148 10.1193 9.36035 10.3138 9.86035C10.5083 10.3604 10.5221 10.8742 10.3555 11.402L9.58464 13.8187C10.2235 13.9715 10.6923 14.3361 10.9909 14.9124C11.2895 15.4888 11.3416 16.0965 11.1471 16.7354L10.4596 18.9437C10.3208 19.3604 10.0881 19.7076 9.76172 19.9854C9.43534 20.2631 9.05684 20.4367 8.6263 20.5062L4.20964 21.1937ZM20.7096 21.1937L16.293 20.5062C15.8624 20.4367 15.4839 20.2631 15.1576 19.9854C14.8312 19.7076 14.5985 19.3604 14.4596 18.9437L13.7721 16.7354C13.5777 16.0965 13.6298 15.4888 13.9284 14.9124C14.227 14.3361 14.6958 13.9715 15.3346 13.8187L14.5638 11.402C14.3971 10.8742 14.411 10.3604 14.6055 9.86035C14.7999 9.36035 15.1333 8.97148 15.6055 8.69369L16.4596 8.23535L20.043 14.9854C20.1303 15.164 20.2569 15.3024 20.4228 15.4006C20.5886 15.4988 20.7676 15.5479 20.9596 15.5479H21.6263V16.7979H20.9596C20.5291 16.7979 20.1333 16.6867 19.7721 16.4645C19.411 16.2423 19.1333 15.9437 18.9388 15.5687L16.0013 10.027C15.8624 10.1381 15.7721 10.284 15.7305 10.4645C15.6888 10.6451 15.6958 10.8256 15.7513 11.0062L17.6055 16.8187L16.418 17.1937L15.7096 15.0062C15.4041 15.0756 15.1784 15.2423 15.0326 15.5062C14.8867 15.7701 14.8624 16.0479 14.9596 16.3395L15.6471 18.5479C15.7159 18.7417 15.8234 18.9048 15.9696 19.037C16.1158 19.1692 16.286 19.2492 16.4805 19.277L20.8763 19.9437L20.7096 21.1937Z\" fill=\"#32372C\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u00dcber Gesundheitsdienste<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a87877 e-con-full e-flex e-con e-child\" data-id=\"1a87877\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ed8dbb elementor-widget__width-inherit dce_masking-none elementor-widget elementor-widget-image\" data-id=\"6ed8dbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Opa-mit-Enkelin-\u00a9-Munchen-Tourismus-Dominik-Parzinger-1.jpg\" data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-title=\"Opa mit Enkelin, \u00a9 Mu\u0308nchen Tourismus, Dominik Parzinger 1\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6NTE0NywidXJsIjoiaHR0cHM6XC9cL3d3dy5tYWtlLWl0LWluLW11bmljaC5jb21cL3dwLWNvbnRlbnRcL3VwbG9hZHNcLzIwMjRcLzExXC9PcGEtbWl0LUVua2VsaW4tXHUwMGE5LU11bmNoZW4tVG91cmlzbXVzLURvbWluaWstUGFyemluZ2VyLTEuanBnIn0%3D\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Opa-mit-Enkelin-\u00a9-Munchen-Tourismus-Dominik-Parzinger-1.jpg\" class=\"attachment-large size-large wp-image-5147\" alt=\"\" srcset=\"\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Opa-mit-Enkelin-\u00a9-Munchen-Tourismus-Dominik-Parzinger-1.jpg 955w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Opa-mit-Enkelin-\u00a9-Munchen-Tourismus-Dominik-Parzinger-1-300x200.jpg 300w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Opa-mit-Enkelin-\u00a9-Munchen-Tourismus-Dominik-Parzinger-1-768x512.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63b8276 elementor-widget elementor-widget-text-editor\" data-id=\"63b8276\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Quelle: Opa mit Enkelin, \u00a9 M\u00fcnchen Tourismus, Dominik Parzinger<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8cdc1a7 e-flex e-con-boxed e-con e-parent\" data-id=\"8cdc1a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dcb3e3 elementor-widget__width-inherit dce_masking-none elementor-widget elementor-widget-image\" data-id=\"2dcb3e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Rast-am-Monopteros-\u00a9-Munchen-Tourismus-Peter-Hutzler-1024x683.jpg\" class=\"attachment-large size-large wp-image-4682\" alt=\"\" srcset=\"\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Rast-am-Monopteros-\u00a9-Munchen-Tourismus-Peter-Hutzler-1024x683.jpg 1024w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Rast-am-Monopteros-\u00a9-Munchen-Tourismus-Peter-Hutzler-300x200.jpg 300w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Rast-am-Monopteros-\u00a9-Munchen-Tourismus-Peter-Hutzler-768x512.jpg 768w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Rast-am-Monopteros-\u00a9-Munchen-Tourismus-Peter-Hutzler.jpg 1500w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba94d59 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ba94d59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Quelle: Rast am Monopteros-\u00a9 M\u00fcnchen Tourismus, Peter Hutzler<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4fa9991 e-con-full e-flex e-con e-child\" data-id=\"4fa9991\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c98ad4b elementor-widget elementor-widget-text-editor\" data-id=\"c98ad4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Wie wir bereits im Abschnitt <a href=\"https:\/\/www.make-it-in-munich.com\/de\/arbeit-und-studium\/arbeiten-in-muenchen\/\">\u201eArbeiten in M\u00fcnchen<\/a>\u201c erw\u00e4hnt haben, werden von deinem Bruttogehalt verschiedene Abz\u00fcge vorgenommen. Einer davon ist die<a href=\"https:\/\/www.make-it-in-germany.com\/de\/arbeiten-in-deutschland\/arbeitswelt\/gehalt-steuern-sozialversicherung\" target=\"_blank\" rel=\"noopener\"> gesetzliche Rentenversicherung<\/a>, die Arbeitnehmer:innen nach dem Eintritt in den Ruhestand eine Rente gew\u00e4hrt. Die H\u00f6he richtet sich haupts\u00e4chlich nach deinem fr\u00fcheren Einkommen \u2013 und der Anzahl der Jahre, die du in Deutschland gearbeitet hast.   <\/p><p><b>Das <a href=\"https:\/\/howtogermany.com\/finance\/pension\/retirement-and-pension-system\/\" target=\"_blank\" rel=\"noopener\">deutsche Rentensystem<\/a> (Seite auf Englisch) besteht aus drei S\u00e4ulen:<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-362b337 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"362b337\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">1. das staatliche Rentenversicherungssystem<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">  2. Pl\u00e4ne f\u00fcr Privatunternehmen<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">3. private individuelle Altersvorsorge-Investitionen.  <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f574f58 elementor-widget elementor-widget-text-editor\" data-id=\"f574f58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mehr als 85 % der deutschen Arbeitnehmer:innen sind auf die gesetzliche Rentenversicherung (GRV) angewiesen, um ihr Alterseinkommen zu sichern. Die <a href=\"https:\/\/www.deutsche-rentenversicherung.de\/DRV\/DE\/Home\/home_node.html\" target=\"_blank\" rel=\"noopener\"> Deutsche Rentenversicherung<\/a> bietet <a href=\"https:\/\/www.deutsche-rentenversicherung.de\/DRV\/DE\/Rente\/rente_node.html\" target=\"_blank\" rel=\"noopener\">erkl\u00e4rende Seiten<\/a> in verschiedenen Sprachen. Wenn du in M\u00fcnchen wohnst, ist dein Ansprechpartner die <a href=\"https:\/\/www.deutsche-rentenversicherung.de\/BayernSued\/DE\/Home\/home_node.html\">Deutsche Rentenversicherung Bayern S\u00fcd.<\/a>  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1c577b e-flex e-con-boxed e-con e-parent\" data-id=\"c1c577b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1eb53a elementor-widget elementor-widget-template\" data-id=\"c1eb53a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"14593\" class=\"elementor elementor-14593 elementor-4829 elementor-4829\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-770d6fc e-flex e-con-boxed e-con e-parent\" data-id=\"770d6fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f36158c elementor-hidden-desktop elementor-hidden-laptop dce_masking-none elementor-widget elementor-widget-image\" data-id=\"f36158c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"84\" height=\"107\" src=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Frame-1410104359.png\" class=\"attachment-large size-large wp-image-14271\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5a7864 elementor-widget elementor-widget-heading\" data-id=\"a5a7864\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lerne uns kennen!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5d3210 e-con-full e-flex e-con e-child\" data-id=\"d5d3210\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-529c8e4 e-con-full e-flex e-con e-child\" data-id=\"529c8e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-efe904d elementor-widget elementor-widget-heading\" data-id=\"efe904d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Hast du noch Fragen zu Make it in Munich?\nWir freuen uns darauf, dich kennenzulernen!\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-text-color=\"#32372C\" class=\"elementor-element elementor-element-dc48c8c elementor-widget elementor-widget-text-editor\" data-id=\"dc48c8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Hier findest du Online-Veranstaltungen und Seminare, die dich bei deiner Karriere unterst\u00fctzen und dir helfen k\u00f6nnen, dich in M\u00fcnchen niederzulassen!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a70d852 e-con-full e-flex e-con e-child\" data-id=\"a70d852\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20ecbec elementor-hidden-tablet elementor-hidden-mobile elementor-align-center elementor-widget elementor-widget-button\" data-id=\"20ecbec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/make-it-in-munich.com\/about-us\/events\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"25\" viewBox=\"0 0 24 25\" fill=\"none\"><path d=\"M9.08464 6.11035L8.3763 4.00619L9.16797 3.73535L9.8763 5.83952L9.08464 6.11035ZM12.043 5.13119V3.04785H12.8763V5.13119H12.043ZM15.8346 6.11035L15.043 5.83952L15.7513 3.73535L16.543 4.00619L15.8346 6.11035ZM4.20964 21.1937L4.04297 19.9437L8.4388 19.277C8.63326 19.2492 8.80351 19.1692 8.94964 19.037C9.09589 18.9048 9.20339 18.7417 9.27214 18.5479L9.95964 16.3395C10.0568 16.0479 10.0326 15.7701 9.88672 15.5062C9.74089 15.2423 9.51518 15.0756 9.20964 15.0062L8.5013 17.1937L7.3138 16.8187L9.16797 11.0062C9.22351 10.8256 9.23047 10.6451 9.1888 10.4645C9.14714 10.284 9.05684 10.1381 8.91797 10.027L5.98047 15.5687C5.78602 15.9437 5.50825 16.2423 5.14714 16.4645C4.78602 16.6867 4.39019 16.7979 3.95964 16.7979H3.29297V15.5479H3.95964C4.15172 15.5479 4.33068 15.4988 4.49651 15.4006C4.66234 15.3024 4.78894 15.164 4.8763 14.9854L8.45964 8.23535L9.3138 8.69369C9.78601 8.97148 10.1193 9.36035 10.3138 9.86035C10.5083 10.3604 10.5221 10.8742 10.3555 11.402L9.58464 13.8187C10.2235 13.9715 10.6923 14.3361 10.9909 14.9124C11.2895 15.4888 11.3416 16.0965 11.1471 16.7354L10.4596 18.9437C10.3208 19.3604 10.0881 19.7076 9.76172 19.9854C9.43534 20.2631 9.05684 20.4367 8.6263 20.5062L4.20964 21.1937ZM20.7096 21.1937L16.293 20.5062C15.8624 20.4367 15.4839 20.2631 15.1576 19.9854C14.8312 19.7076 14.5985 19.3604 14.4596 18.9437L13.7721 16.7354C13.5777 16.0965 13.6298 15.4888 13.9284 14.9124C14.227 14.3361 14.6958 13.9715 15.3346 13.8187L14.5638 11.402C14.3971 10.8742 14.411 10.3604 14.6055 9.86035C14.7999 9.36035 15.1333 8.97148 15.6055 8.69369L16.4596 8.23535L20.043 14.9854C20.1303 15.164 20.2569 15.3024 20.4228 15.4006C20.5886 15.4988 20.7676 15.5479 20.9596 15.5479H21.6263V16.7979H20.9596C20.5291 16.7979 20.1333 16.6867 19.7721 16.4645C19.411 16.2423 19.1333 15.9437 18.9388 15.5687L16.0013 10.027C15.8624 10.1381 15.7721 10.284 15.7305 10.4645C15.6888 10.6451 15.6958 10.8256 15.7513 11.0062L17.6055 16.8187L16.418 17.1937L15.7096 15.0062C15.4041 15.0756 15.1784 15.2423 15.0326 15.5062C14.8867 15.7701 14.8624 16.0479 14.9596 16.3395L15.6471 18.5479C15.7159 18.7417 15.8234 18.9048 15.9696 19.037C16.1158 19.1692 16.286 19.2492 16.4805 19.277L20.8763 19.9437L20.7096 21.1937Z\" fill=\"#32372C\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Entdecke unsere Veranstaltungen<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd7544 elementor-hidden-tablet elementor-hidden-mobile elementor-widget__width-inherit dce_masking-none elementor-widget elementor-widget-image\" data-id=\"0cd7544\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Make-it-in-Munich-Shooting-4-1024x684.webp\" class=\"attachment-large size-large wp-image-3944\" alt=\"\" srcset=\"\/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Make-it-in-Munich-Shooting-4-1024x684.webp 1024w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Make-it-in-Munich-Shooting-4-300x200.webp 300w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Make-it-in-Munich-Shooting-4-768x513.webp 768w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Make-it-in-Munich-Shooting-4-1536x1025.webp 1536w, \/\/www.make-it-in-munich.com\/wp-content\/uploads\/2024\/11\/Make-it-in-Munich-Shooting-4-2048x1367.webp 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Rente in M\u00fcnchen: so hilft dir der Staat Finanziell abgesichert in den Ruhestand zu gehen, kann in diesen Zeiten eine Herausforderung sein. Wir haben einige Informationen \u00fcber das deutsche Rentensystem zusammengestellt. Bitte nimm dies ernst: Es ist wichtig, dass du wei\u00dft, welche Schritte du unternehmen musst \u2013 und zwar so schnell wie m\u00f6glich. Erfahre hier&hellip; <a class=\"continue\" href=\"https:\/\/www.make-it-in-munich.com\/de\/leben-in-muenchen\/soziale-rechte\/pension\/\">Continue Reading<span> Ruhestand in M\u00fcnchen<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":4572,"parent":14477,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-14474","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rente in M\u00fcnchen: So hilft Ihnen der Staat<\/title>\n<meta name=\"description\" content=\"Finanziell abgesichert in den Ruhestand zu gehen, kann in diesen Zeiten eine Herausforderung sein. 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